CURRENT FHA or VA OR VA HOMEOWNERS FHA or VA to FHA or VA, VA TO VA streamline With interest rates at a 50yr Low, Refinance into a better interest rate...! NO cost to borrower, No appraisal, No verifications, no catch ! The goverment wants you to get refinance into the new lower rates. Click here now to apply online.

1) About the FHA or VA or VA Loan program	Your FHA or VA home loan is insured by HUD, a government agency. When you are considering refinancing, you have already done the hard part by getting the loan the first time. The FHA or VA streamline refinance is a much easier process. As long as you have an existing FHA or VA loan, and you have been making your mortgage payments on time, you should qualify for the streamline process. If you do NOT have an FHA or VA loan, you can explore the options of a non-FHA or VA streamline refinance.
2) Things you do not need	Much of the difficulty in obtaining a loan of any sort is the paperwork that you have to collect. With an FHA or VA Streamline Refinance, you are easily qualified if you have been making your payments on time and there is NO need for an appraisal. In most cases your credit will not be checked for an FHA or VA Streamline Refinance. In addition, there is NO income verification, NO asset verification, and you usually do not need any cash for closing!
3) Things you will need	When you apply for your FHA or VA Streamline Refinance loan, you'll need a few things to make the process go smoothly. You'll need your note from your existing loan, your settlement statement (HUD1) your home insurance information, an evidence of your Social Security number. To complete the FHA or VA Streamline Refinance loan, you'll need to complete 1 page loan application
4) Requirements	Although the FHA or VA Streamline Refinance loan is very easy, there are some requirements. The lender will look to see if you have been making your current mortgage payments on time. They will also look to see if you have already paid 6 months or more on the current loan. One of the requirements of an FHA or VA Streamline Refinance is that you occupy the home that you wish to refinance with the FHA or VA Streamline Refinance. If you do NOT occupy the property, the refinance will be more difficult.

CLICK HERE FOR NEEDED CHECKLIST